I specialize in getting real estate loans closed. I provide:

• Quick, same day loan approvals
• Conventional, FHA, and VA loans
• No-document/no income verification
• Equity and equity plus loans
• Creative rebuilding credit financing
• Lease-purchase
• Community home buyers and first time home buyers
• 100% financing with no mortgage insurance
• Construction-perm
• Investment and rehab financing
• Sub-prime lending (for those with credit problems)
• Commercial loans for apartment and office buildings
• Special financing... zero money down (no down payment)
 
I am committed to finding the right financing program to fit each individual borrower's specific needs. I believe in giving the borrower's an assertive assessment of their ability to qualify for a loan and to make the mortgage loan process easy. Service and keeping clients constantly updated throughout the mortgage loan process is a number one priority. I will attend closings to ensure a smooth closing process.

I have wide range of work experience in the business world including real estate and finance. This experience allows me to provide superior service to you. For answers to your mortgage questions, or for a free pre-qualification, call Pat Smith today!

psmith@trustmor.com
Phone: (804)262-7408 ext. 404
Fax: (804)262-8052